I am currently $26,000 in debt for medical bills. I have thought about saving up and casting a money spell to get this off my credit. Only credit I have is the medical bills. I just was able to be approved for my first loan today that will help me establish rebuilding my credit. The lady who got me approved for my loan knows I work 2 jobs and that I am never late coming in with my fiances payment on some appliances we had to rent when we moved into the house were in which is almost 2 years now. I don't like being late with my bills or only partially paying on them I get very nervous.